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Thailand Travel Insurance Comparison

Select your trip type, age range, and desired coverage level to compare insurance tiers — with estimated monthly costs, coverage amounts, key inclusions, and exclusions.

Trip Type

Age Range

Coverage Level

Recommended Plans — Holiday · Age 31-50 · Standard

Mid-Life Traveller
TravelGuard
Best Value

Estimated Monthly Cost

฿2,000 – ฿2,800

Medical Cover

฿6M

Evacuation

฿2M

Included

  • +Full hospitalization
  • +Outpatient visits
  • +Trip cancellation (฿200K)
  • +Baggage (฿60K)
  • +Adventure sports (trekking/diving)

Not Covered

  • -Pre-existing chronic conditions
  • -Extreme motorsports

Best for

Active 30–50 year olds who want adventure sport cover

Expat Standard
Cigna
Expat Favourite

Estimated Monthly Cost

฿2,200 – ฿3,000

Medical Cover

฿8M

Evacuation

฿3M

Included

  • +Inpatient & outpatient
  • +Chronic condition management
  • +Dental emergencies
  • +Mental health (limited)
  • +Sports cover

Not Covered

  • -Pre-existing conditions uncovered for 12 months

Best for

Travellers with minor health concerns or frequent Thailand visits

Prices are indicative ranges in Thai Baht per month (2026). Always get a personalised quote as premiums vary by health history, nationality, and policy terms. These are not endorsements — compare multiple providers before purchasing.

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