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Aetna (a CVS Health company) · international tier

Aetna International

Aetna International is the global expat arm of US-based Aetna, now part of CVS Health, offering Pioneer and Summit plans that are widely held by corporate expats and senior professionals in Thailand. The plans cover inpatient, outpatient, maternity, dental and evacuation in modular form, with strong direct billing at all major Bangkok private hospitals. Aetna is distinctive for its corporate-grade global infrastructure, vHealth telemedicine service, and well-developed mental health and chronic-condition support. Premiums sit at the higher end of the market and underwriting is strict, so it is most often selected by employers funding employee cover rather than individual self-payers.

Monthly Cost by Age

Age 30

170–330 USD/mo

Age 40

230–460 USD/mo

Age 50

330–660 USD/mo

Age 60

560–960 USD/mo

Ranges are industry averages; quotes vary by deductible, plan tier, and underwriting.

Annual Limit
1,000,000 – 2,500,000 USD (plan tier dependent)
Deductible Options
0 USD / 500 USD / 1,500 USD / 5,000 USD / 10,000 USD
Best For
Corporate expats and senior professionals whose employers fund global cover including Thailand.
Website
Visit
Dental Cover
Maternity Cover
Mental Health Cover
Medical Evacuation

Pros

  • + Corporate-grade global infrastructure backed by CVS Health
  • + Strong mental health and chronic-condition cover relative to peers
  • + vHealth telemedicine included on most tiers
  • + Direct billing at all major Bangkok private hospitals

Cons

  • − Premiums are among the highest in the market for individual buyers
  • − Underwriting is strict — many pre-existing conditions are excluded
  • − Plan structure can be complex to navigate without a broker

Network Hospitals (Sample)

Bumrungrad BangkokSamitivej SukhumvitBangkok HospitalBNH BangkokBangkok Hospital Phuket

Frequently Asked Questions

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